Insights & Updates

NSSF Phase 4 from February 2026: What the New Contribution Rates Mean for Diaspora Workers, Employers, and Returnees

Phase 4 of the NSSF Act took effect on 1 February 2026, raising the upper limit to KSh 108,000 and the maximum monthly contribution to KSh 6,480 per side. Here is what diaspora workers, employers of Kenyans at home, and returnees need to do now.